Protect yourself and your family by insuring your home — and everything in it.
Dwelling coverage pays to repair or rebuild your home in the event of a tragic event. If your home is destroyed, do you have $500,000 to rebuild it? Having enough coverage to rebuild your home pays-off — literally.
Renters coverage covers your personal belongings whether at home or abroad. In addition to your personal belongings, it covers any personal liability such as an injury to someone in your home.
Condo coverage protects you for interior damages which are commonly not coverage by condo association coverage. In addition, it covers losses due to theft and fire.
Personal Property coverage replaces your property in an event it is damaged, lost or stolen. Imagine tipping your house upside down and shaking it, everything that falls out would be covered.
Loss of Use can provide coverage to pay for additional housing and living expenses up to your policy limits, should you have to move out of your home as a result of damages that are being restored.
Property Insurance DOES NOT cover floods, therefore having a dedicated flood insurance option on your policy can help replace items damaged by disasters that occur.
Homeowner’s policies can be custom tailored to your family’s needs and your geographic location. Some areas require additional coverage options, such as flood insurance. In addition to covering your home, we can also provide coverage for the items inside of it. More expensive items may need to be scheduled or added with a higher limit to cover the additional costs if they exceed the policy limits. Here are some of the additional common items that can be covered within a policy:
Believe it or not, when you’re renting a home, condo or apartment you and your valuables are not protected from your landlord’s insurance policy. Generally, their coverage protects the building structure itself, but all valuables, electronics and furniture are your responsibility. With renter’s coverage not only are your valuables covered while inside your home, but they are covered anywhere at anytime! Contact us today for more information →
Unfortunately, in todays society lawsuits are pretty common. Everyday personal activities can potentially result in a liability claim against you. Claim settlements can easily extend beyond the normal limits of your policy coverage by hundreds of thousands, and sometimes millions, of dollars. Here are some of the benefits of having an Umbrella policy:
Contact us for more information and make sure you are protected this year beyond your normal coverage.